Latest annual
PDF
2025 Annual Debt Statement
The Borough's debt condition as of December 31, 2025, using the State-prescribed annual form.
Annual and Supplemental Debt Statements
Borough of Saddle River
Borough financial records
Annual and Supplemental Debt Statements
Review the Borough's official debt statements, understand what each filing shows, and browse the complete online archive by year.
Start here
Latest filed statements
The annual filing gives the year-end debt position. A supplemental filing updates that calculation in connection with certain bond ordinances covered by State law.
Latest supplemental
PDF
2026 Supplemental Debt Statement
Filed March 17, 2026 in connection with a bond ordinance considered by the Mayor and Council.
Official records: The linked PDFs contain the filed figures and certifications. The page descriptions are provided to help residents find and understand the correct document.
Plain-language guide
What these statements show
New Jersey's Local Bond Law uses annual and supplemental debt statements for different points in the municipal debt process.
Annual debt statement
The Chief Financial Officer prepares and files this statement before the end of the first month of the fiscal year, using the prior fiscal year-end date. It is filed with the Borough Clerk and the State and is open to public inspection. The statement reports gross debt, statutory deductions, net debt, the three-year equalized valuation basis, and net debt as a percentage of that basis.
Supplemental debt statement
The financial officer prepares this statement before the first reading of certain bond ordinances covered by State law and files it with the Borough Clerk. An executed duplicate is filed with the State before final passage. It updates the debt calculation and identifies the obligations about to be authorized.
How it fits with other records
Debt statements serve a different purpose from the municipal budget, annual financial statement, and annual audit. Reading them together provides a broader view of Borough finances.
Document archive
Browse debt statements by year
Search by year or filing date, filter by statement type, or open a year to see all available filings.
36 statements available.
No statements match those filters. Clear the filters to view the full archive.
2026 1 filing
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Open PDFSupplementalFiled March 17, 2026
2026 Supplemental Debt Statement
2025 3 filings
2024 4 filings
20235 filings
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Open PDFAnnual
2023 Annual Debt Statement
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Open PDFSupplementalFiled June 19, 2023
2023 Supplemental Debt Statement
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Open PDFSupplementalFiled April 17, 2023
2023 Supplemental Debt Statement
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Open PDFSupplementalFiled March 7, 2023
2023 Supplemental Debt Statement
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Open PDFSupplementalFiled February 22, 2023
2023 Supplemental Debt Statement
20223 filings
20214 filings
20207 filings
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Open PDFAnnual
2020 Annual Debt Statement
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Open PDFSupplementalDecember 8, 2020
2020 Supplemental Debt Statement
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Open PDFSupplementalOctober 20, 2020
2020 Supplemental Debt Statement
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Open PDFSupplementalApril 20, 2020
2020 Supplemental Debt Statement
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Open PDFSupplementalMarch 16, 2020
2020 Supplemental Debt Statement
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Open PDFSupplementalMarch 2, 2020
2020 Supplemental Debt Statement
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Open PDFSupplementalFebruary 3, 2020
2020 Supplemental Debt Statement
20192 filings
20182 filings
20171 filing
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Open PDFAnnual
2017 Annual Debt Statement
20161 filing
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Open PDFAnnual
2016 Annual Debt Statement
20151 filing
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Open PDFAnnual
2015 Annual Debt Statement
20141 filing
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Open PDFAnnual
2014 Annual Debt Statement
20131 filing
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Open PDFAnnual
2013 Annual Debt Statement
Reading the form
Three terms to know
The State form uses defined terms from the Local Bond Law. These short explanations help locate the figures without replacing the statutory definitions.
- Gross debt
The bonds and notes included in the statutory calculation before permitted deductions are applied. - Deductions
Amounts the Local Bond Law permits to be deducted when the statutory net-debt calculation is prepared. - Net debt percentage
Net debt expressed as a percentage of the average equalized valuation basis shown on the statement.
- N.J.S.A. 40A:2-40, annual filing opens in a new tab
- N.J.S.A. 40A:2-41, annual contents opens in a new tab
- N.J.S.A. 40A:2-10, supplemental filing opens in a new tab
- N.J.S.A. 40A:2-42, supplemental contents opens in a new tab
- New Jersey DCA debt-statement forms and filing resources opens in a new tab
- Borough Code, Section 45-9 opens in a new tab
Finance Department
Questions about a statement?
Susan Hodgins
Chief Financial Officer and Treasurer
Finance can help identify the correct filing or explain where information appears on the State form. For help accessing a document or requesting another format, call Administration at 201-327-2609, extension 225. Relay users may dial 711.
- Telephone
- 201-327-2609, extension 249
- Office
- Municipal Building
100 East Allendale Road
Saddle River, NJ 07458 - Building hours
- Monday through Friday
8:30 a.m. to 4:00 p.m.
Except Borough-observed holidays and announced closures
Related records
Continue reviewing Borough finances
Use the related pages below for the Borough's budgets, annual financial statements, independent audits, and Finance Department information.